ADJUSTMENT SPECIALISTS BLOG

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Blog #6 - HOA Claims

August 2, 2021

In South Florida alone, there are almost 13,000 condominium projects covering over three million units. If you and/or your family live in a condominium or a town home, chances are you have a homeowner’s association (HOA). You may also have an HOA, if you live in a gated community or a newer subdivision in a single-family swelling. It is extremely important for homeowners in these communities to know exactly what […]

The 2021 Atlantic Hurricane Season is here and has begun. The season started on June 1st and lasts until November 30th. It is projected to be an above average season, similar to how 2020 was. For 2021, a likely range of 13 to 20 named storms (winds of 39 mph or higher), of which 6 to 10 could become hurricanes (winds of 74 mph or higher), including 3 to 5 major hurricanes […]

When dealing with property damage, a public adjuster, instead of an attorney, may save you time and money. A public adjuster can represent or reopen a claim with the information and delicacy needed to maximize your payout. 90% of our claims are negotiated and settled with the insurance, before we ever have to get an attorney involved. The insurance then […]

Property damage can be terrifying. When dealing with property damage, help and support is crucial. Most property owners think that their home or commercial property insurances will take care of them in case of any damages, but in most cases, the insurance companies are only looking to benefit themselves. Remember, insurance companies are businesses that have to profit […]

A Public Adjuster is a licensed insurance professional who helps homeowners and commercial property owners in case of any type of property damage. We negotiate with the property, or homeowner’s, insurance to get every single cent of what is rightfully owed based on the loss and damages. A Public Adjuster inspects the damages carefully, fully documenting every step of the way. Then, we calculate an estimate based on the costs of the damages. Afterwords, we […]

A lot of clients want to know exactly what their deductible is and the appropriate damage costs in order for them to file a claim. Deductibles vary depending on the type of property. For homeowners, according to the Homeowner’s Policy (HO3), most of the deductibles are somewhere in the range of $1,000 to $2,500. For condominiums, according to […]

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